Insurance Issues for the "Subject to" Deal

It is a commonly misunderstood challenge: clarifying the timeless issue of how to properly insure a "subject to" property. The obvious dilemma is the "Due on Sale" (DOS) clause being invoked and the mortgage company calling the note. Though seemingly complex, some common sense rules-of-thumb usually apply. If you (or your entity) own, or have a financial "stake" in the property, be the "first named insured". The first named insured is the primary recipient of any potential claim benefit or liability protection. An "additional insured" will garner liability protection only.

Auto Insurance Reviews Help You Compare Car Insurers

Society benefits from auto insurance. The policy holder benefits. An injured party benefits. Choosing the right auto insurance depends on an informed and educated public. Auto insurance reviews provide the needed information, allowing members of the public to determine which insurance company provides the best coverage and service for their needs.

How to Avoid Pet Insurance Problems

Some pet owners encounter problems when filing insurance claims for their beloved animals. Because of such unpleasant experiences, there are people who refuse to renew their pet's insurance policies. Fearing that they might face the same scenario all over again, they opt to terminate such a service without taking a number of things into consideration.

Advantages of Whole Term Life Insurance

As is obvious from the name, whole life insurance is a permanent life insurance covering the whole life of the policy holder with timely premium payments, as long as the policy holder is alive. Whole life insurance is apt for those who plan on long term goals.

Though term life insurance has gained popularity due to various reasons, whole life insurance cannot be set aside entirely as it has a lot of advantages to its credit. Primarily whole life insurance guarantees the death benefits that never decrease and nonfederal income taxes are charged upon death and lasts an entire lifetime which is a good advantage.

Is it Less Expensive to Get Insurance Through An Agent?

Many individuals mistakenly think that purchasing insurance through a salesperson is more expensive than finding it directly from an online carrier and this can be a huge mistake. Insurance agents do not cost more; they will assist you pay less for insurance!

Insurance agents know what insurer to put you with. This knowledge can prove to be very valuable when it comes to insurance prices. Many insurance shoppers are unfamiliar with the fact that insurance companies make their rates based on many different factors. The same shopper could find a much cheaper rate with one company and a relatively high price with another carrier just based on the varied items each take into consideration. Tenured insurance agents can tell what company would provide the best prices for each individual and save you the time of comparing quotes.